HFWA Q2 2025 Earnings — Heritage Financial Corporation Revenue & Financial Results | Market Cap Arena

HFWAHeritage Financial Corporation

$864M

Q2 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$80M-2.2% YoY

Gross Profit

$56M69.4% margin

Operating Income

$14M18.1% margin

Net Income

$12M15.3% margin

EPS (Diluted)

$0.35

QoQ Revenue Growth

-1.5%

Cash Flow

Operating Cash Flow

$23M

Free Cash Flow

$21M

Stock-Based Comp.

$1M

Balance Sheet

Total Assets

$7.1B

Total Liabilities

$6.2B

Stockholders' Equity

$888M

Cash & Equivalents

$254M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$80M	$82M	-2.2%
Gross Profit	$56M	$55M	+0.8%
Operating Income	$14M	$16M	-9.6%
Net Income	$12M	$14M	-13.7%

Revenue Segments

Deposit Account

$3M59%

Credit and Debit Card

$2M41%