HBT Q4 2021 Earnings — HBT Financial, Inc. Revenue & Financial Results | Market Cap Arena

HBTHBT Financial, Inc.

$832M

Q4 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$43M+5.1% YoY

Gross Profit

$43M98.5% margin

Operating Income

$19M42.9% margin

Net Income

$14M31.3% margin

EPS (Diluted)

$0.47

QoQ Revenue Growth

+8.4%

Cash Flow

Operating Cash Flow

$16M

Free Cash Flow

$16M

Stock-Based Comp.

$226,000

Balance Sheet

Total Assets

$4.3B

Total Liabilities

$3.9B

Stockholders' Equity

$412M

Cash & Equivalents

$410M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$43M	$41M	+5.1%
Gross Profit	$43M	$39M	+8.8%
Operating Income	$19M	$17M	+8.8%
Net Income	$14M	$13M	+7.5%

Revenue Segments

Card income

$3M38%

Wealth management fees

$2M36%

Service charges on deposit accounts

$2M26%