HBT Q3 2021 Earnings — HBT Financial, Inc. Revenue & Financial Results | Market Cap Arena

HBTHBT Financial, Inc.

$806M

Q3 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$40M+0.7% YoY

Gross Profit

$40M100.7% margin

Operating Income

$19M46.4% margin

Net Income

$14M34.1% margin

EPS (Diluted)

$0.50

QoQ Revenue Growth

+1.3%

Cash Flow

Operating Cash Flow

$3M

Free Cash Flow

$3M

Stock-Based Comp.

$228,000

Balance Sheet

Total Assets

$3.9B

Total Liabilities

$3.6B

Stockholders' Equity

$379M

Cash & Equivalents

$472M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$40M	$40M	+0.7%
Gross Profit	$40M	$36M	+11.2%
Operating Income	$19M	$14M	+30.4%
Net Income	$14M	$11M	+29.9%

Revenue Segments

Card income

$3M40%

Wealth management fees

$2M33%

Service charges on deposit accounts

$2M27%