HBT Q3 2024 Earnings — HBT Financial, Inc. Revenue & Financial Results | Market Cap Arena

HBTHBT Financial, Inc.

$832M

Q3 2024 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$72M+6.1% YoY

Gross Profit

$55M76.5% margin

Operating Income

$25M33.9% margin

Net Income

$18M25.1% margin

EPS (Diluted)

$0.57

QoQ Revenue Growth

+0.5%

Cash Flow

Operating Cash Flow

$26M

Free Cash Flow

$25M

Stock-Based Comp.

$380,000

Balance Sheet

Total Assets

$5.0B

Total Liabilities

$4.5B

Stockholders' Equity

$538M

Cash & Equivalents

$180M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$72M	$68M	+6.1%
Gross Profit	$55M	$57M	-2.8%
Operating Income	$25M	$27M	-7.9%
Net Income	$18M	$20M	-7.8%

Revenue Segments

Card income

$3M37%

Wealth management fees

$3M36%

Service charges on deposit accounts

$2M28%