FISI Q3 2025 Earnings — Financial Institutions, Inc. Revenue & Financial Results | Market Cap Arena

FISIFinancial Institutions, Inc.

$626M

Q3 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$96M+10.7% YoY

Gross Profit

$61M63.1% margin

Operating Income

$25M26.2% margin

Net Income

$20M21.3% margin

EPS (Diluted)

$0.99

QoQ Revenue Growth

+3.3%

Cash Flow

Operating Cash Flow

-$7M

Free Cash Flow

-$4M

Stock-Based Comp.

$756,000

Balance Sheet

Total Assets

$6.3B

Total Liabilities

$5.7B

Stockholders' Equity

$622M

Cash & Equivalents

$186M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$96M	$87M	+10.7%
Gross Profit	$61M	$46M	+31.5%
Operating Income	$25M	$15M	+73.5%
Net Income	$20M	$13M	+52.1%