FISI Q4 2025 Earnings — Financial Institutions, Inc. Revenue & Financial Results | Market Cap Arena

FISIFinancial Institutions, Inc.

$626M

Q4 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$97M+802.0% YoY

Gross Profit

$61M62.9% margin

Operating Income

$24M24.9% margin

Net Income

$20M20.7% margin

EPS (Diluted)

$0.96

QoQ Revenue Growth

+0.3%

Cash Flow

Operating Cash Flow

$21M

Free Cash Flow

$18M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$5.7B

Total Liabilities

$4.5B

Stockholders' Equity

$629M

Cash & Equivalents

$109M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$97M	-$14M	+802.0%
Gross Profit	$61M	-$57M	+206.4%
Operating Income	$24M	-$115M	+120.8%
Net Income	$20M	-$83M	+124.1%