FISI Q2 2025 Earnings — Financial Institutions, Inc. Revenue & Financial Results | Market Cap Arena

FISIFinancial Institutions, Inc.

$626M

Q2 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$93M-8.6% YoY

Gross Profit

$57M60.8% margin

Operating Income

$21M23.1% margin

Net Income

$18M18.8% margin

EPS (Diluted)

$0.85

QoQ Revenue Growth

+2.4%

Cash Flow

Operating Cash Flow

-$6M

Free Cash Flow

-$7M

Stock-Based Comp.

$954,000

Balance Sheet

Total Assets

$6.1B

Total Liabilities

$5.5B

Stockholders' Equity

$602M

Cash & Equivalents

$93M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$93M	$102M	-8.6%
Gross Profit	$57M	$62M	-8.6%
Operating Income	$21M	$30M	-28.7%
Net Income	$18M	$26M	-31.6%