ECPG Q3 2021 Earnings — Encore Capital Group, Inc. Revenue & Financial Results | Market Cap Arena

ECPGEncore Capital Group, Inc.

$2B

Q3 2021 Earnings

Financial Services Financial - Mortgages

Income Statement

Revenue

$413M+2.2% YoY

Gross Profit

$242M58.6% margin

Operating Income

$167M40.4% margin

Net Income

$84M20.3% margin

EPS (Diluted)

$2.66

QoQ Revenue Growth

-3.5%

Cash Flow

Operating Cash Flow

$63M

Free Cash Flow

$49M

Stock-Based Comp.

$4M

Balance Sheet

Total Assets

$4.5B

Total Liabilities

$3.2B

Stockholders' Equity

$1.4B

Cash & Equivalents

$158M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$413M	$404M	+2.2%
Gross Profit	$242M	$235M	+3.1%
Operating Income	$167M	$142M	+17.0%
Net Income	$84M	$55M	+52.9%

Geographic Segments

UNITED STATES

$296M56%

Non-US

$117M22%

Europe

$114M22%

Other Geographies

$3M1%