ECPG Q2 2021 Earnings — Encore Capital Group, Inc. Revenue & Financial Results | Market Cap Arena

ECPGEncore Capital Group, Inc.

$2B

Q2 2021 Earnings

Financial Services Financial - Mortgages

Income Statement

Revenue

$428M+0.4% YoY

Gross Profit

$249M58.3% margin

Operating Income

$174M40.7% margin

Net Income

$97M22.6% margin

EPS (Diluted)

$3.07

QoQ Revenue Growth

+2.6%

Cash Flow

Operating Cash Flow

$80M

Free Cash Flow

$73M

Stock-Based Comp.

$6M

Balance Sheet

Total Assets

$4.7B

Total Liabilities

$3.3B

Stockholders' Equity

$1.4B

Cash & Equivalents

$199M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$428M	$426M	+0.4%
Gross Profit	$249M	$287M	-13.1%
Operating Income	$174M	$220M	-20.7%
Net Income	$97M	$130M	-26.0%

Geographic Segments

UNITED STATES

$288M51%

Non-US

$139M25%

Europe

$135M24%

Other Geographies

$4M1%