ECPG Q4 2021 Earnings — Encore Capital Group, Inc. Revenue & Financial Results | Market Cap Arena

ECPGEncore Capital Group, Inc.

$2B

Q4 2021 Earnings

Financial Services Financial - Mortgages

Income Statement

Revenue

$357M-6.6% YoY

Gross Profit

$196M55.0% margin

Operating Income

$124M34.7% margin

Net Income

$76M21.3% margin

EPS (Diluted)

$2.53

QoQ Revenue Growth

-13.4%

Cash Flow

Operating Cash Flow

$91M

Free Cash Flow

$82M

Stock-Based Comp.

$5M

Balance Sheet

Total Assets

$4.6B

Total Liabilities

$3.4B

Stockholders' Equity

$1.2B

Cash & Equivalents

$190M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$357M	$383M	-6.6%
Gross Profit	$196M	$196M	+0.1%
Operating Income	$124M	$124M	-0.2%
Net Income	$76M	$37M	+103.9%

Geographic Segments

UNITED STATES

$244M52%

Non-US

$114M24%

Europe

$114M24%

Other Geographies

$59,0000%