CZWI Q3 2024 Earnings — Citizens Community Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

CZWICitizens Community Bancorp, Inc.

$179M

Q3 2024 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$25M+4.7% YoY

Gross Profit

$15M57.3% margin

Operating Income

$4M16.5% margin

Net Income

$3M13.0% margin

EPS (Diluted)

$0.32

QoQ Revenue Growth

+4.0%

Cash Flow

Operating Cash Flow

$3M

Free Cash Flow

$3M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$1.8B

Total Liabilities

$1.6B

Stockholders' Equity

$180M

Cash & Equivalents

$37M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$25M	$24M	+4.7%
Gross Profit	$15M	$15M	-2.5%
Operating Income	$4M	$5M	-17.0%
Net Income	$3M	$2M	+31.5%