CZWI Q4 2024 Earnings — Citizens Community Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

CZWICitizens Community Bancorp, Inc.

$179M

Q4 2024 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$24M-3.2% YoY

Gross Profit

$14M58.7% margin

Operating Income

$3M14.2% margin

Net Income

$3M11.4% margin

EPS (Diluted)

$0.27

QoQ Revenue Growth

-6.5%

Cash Flow

Operating Cash Flow

$3M

Free Cash Flow

$2M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$1.7B

Total Liabilities

$1.6B

Stockholders' Equity

$179M

Cash & Equivalents

$50M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$24M	$25M	-3.2%
Gross Profit	$14M	$15M	-6.4%
Operating Income	$3M	$5M	-28.1%
Net Income	$3M	$4M	-26.8%