CZWICitizens Community Bancorp, Inc.

$179M

Q2 2024 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$24M+2.9% YoY

Gross Profit

$15M61.6% margin

Operating Income

$5M19.3% margin

Net Income

$4M15.1% margin

EPS (Diluted)

$0.35

QoQ Revenue Growth

-6.0%

Cash Flow

Operating Cash Flow

$5M

Free Cash Flow

$5M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$1.8B

Total Liabilities

$1.6B

Stockholders' Equity

$176M

Cash & Equivalents

$37M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$24M	$24M	+2.9%
Gross Profit	$15M	$14M	+6.2%
Operating Income	$5M	$4M	+9.6%
Net Income	$4M	$3M	+14.6%

CZWI Q2 2024 Earnings — Citizens Community Bancorp, Inc. Revenue & Financial Results | Market Cap Arena