CZWI Q3 2020 Earnings — Citizens Community Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

CZWICitizens Community Bancorp, Inc.

$176M

Q3 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$20M+1.7% YoY

Gross Profit

$15M76.2% margin

Operating Income

$5M23.5% margin

Net Income

$3M17.2% margin

EPS (Diluted)

$0.31

QoQ Revenue Growth

-1.6%

Cash Flow

Operating Cash Flow

$6M

Free Cash Flow

$5M

Stock-Based Comp.

$3,000

Balance Sheet

Total Assets

$1.6B

Total Liabilities

$1.5B

Stockholders' Equity

$157M

Cash & Equivalents

$119M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$20M	$20M	+1.7%
Gross Profit	$15M	$15M	+5.1%
Operating Income	$5M	$2M	+185.3%
Net Income	$3M	$1M	+182.0%