CZWI Q4 2020 Earnings — Citizens Community Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

CZWICitizens Community Bancorp, Inc.

$176M

Q4 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$21M+7.2% YoY

Gross Profit

$16M73.6% margin

Operating Income

$5M22.6% margin

Net Income

$4M16.7% margin

EPS (Diluted)

$0.32

QoQ Revenue Growth

+5.7%

Cash Flow

Operating Cash Flow

$8M

Free Cash Flow

$7M

Stock-Based Comp.

$3,000

Balance Sheet

Total Assets

$1.6B

Total Liabilities

$1.5B

Stockholders' Equity

$161M

Cash & Equivalents

$123M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$21M	$20M	+7.2%
Gross Profit	$16M	$14M	+11.1%
Operating Income	$5M	$4M	+29.1%
Net Income	$4M	$3M	+12.7%