CZWI Q2 2020 Earnings — Citizens Community Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

CZWICitizens Community Bancorp, Inc.

$176M

Q2 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$21M+18.2% YoY

Gross Profit

$15M74.0% margin

Operating Income

$4M20.3% margin

Net Income

$3M14.9% margin

EPS (Diluted)

$0.28

QoQ Revenue Growth

-0.2%

Cash Flow

Operating Cash Flow

$1M

Free Cash Flow

$435,000

Stock-Based Comp.

$4,000

Balance Sheet

Total Assets

$1.6B

Total Liabilities

$1.5B

Stockholders' Equity

$153M

Cash & Equivalents

$43M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$21M	$17M	+18.2%
Gross Profit	$15M	$13M	+18.9%
Operating Income	$4M	$6M	-25.6%
Net Income	$3M	$4M	-25.3%