CPSS Q3 2020 Earnings — Consumer Portfolio Services, Inc. Revenue & Financial Results | Market Cap Arena

CPSSConsumer Portfolio Services, Inc.

$170M

Q3 2020 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$71M-17.4% YoY

Gross Profit

$38M54.3% margin

Operating Income

$6M8.3% margin

Net Income

$4M5.3% margin

EPS (Diluted)

$0.16

QoQ Revenue Growth

+5.0%

Cash Flow

Operating Cash Flow

$61M

Free Cash Flow

$61M

Stock-Based Comp.

$539,000

Balance Sheet

Total Assets

$2.3B

Total Liabilities

$2.2B

Stockholders' Equity

$129M

Cash & Equivalents

$212M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$71M	$86M	-17.4%
Gross Profit	$38M	$38M	+1.8%
Operating Income	$6M	$3M	+108.2%
Net Income	$4M	$2M	+105.0%