CPSSConsumer Portfolio Services, Inc.

$170M

Q2 2020 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$67M-22.0% YoY

Gross Profit

$38M56.0% margin

Operating Income

$5M6.9% margin

Net Income

$3M4.4% margin

EPS (Diluted)

$0.13

QoQ Revenue Growth

-4.9%

Cash Flow

Operating Cash Flow

$65M

Free Cash Flow

$65M

Stock-Based Comp.

$411,000

Balance Sheet

Total Assets

$2.3B

Total Liabilities

$2.2B

Stockholders' Equity

$125M

Cash & Equivalents

$7M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$67M	$86M	-22.0%
Gross Profit	$38M	$38M	-1.1%
Operating Income	$5M	$3M	+67.6%
Net Income	$3M	$2M	+65.1%

CPSS Q2 2020 Earnings — Consumer Portfolio Services, Inc. Revenue & Financial Results | Market Cap Arena