CPSS Q4 2020 Earnings — Consumer Portfolio Services, Inc. Revenue & Financial Results | Market Cap Arena

CPSSConsumer Portfolio Services, Inc.

$183M

Q4 2020 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$62M-27.2% YoY

Gross Profit

$39M63.2% margin

Operating Income

$6M10.4% margin

Net Income

$4M6.6% margin

EPS (Diluted)

$0.17

QoQ Revenue Growth

-11.7%

Cash Flow

Operating Cash Flow

$48M

Free Cash Flow

$49M

Stock-Based Comp.

$498,000

Balance Sheet

Total Assets

$2.1B

Total Liabilities

$2.0B

Stockholders' Equity

$133M

Cash & Equivalents

$144M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$62M	$86M	-27.2%
Gross Profit	$39M	$37M	+7.6%
Operating Income	$6M	$887,000	+630.1%
Net Income	$4M	$29,000	+14193.1%