CPSSConsumer Portfolio Services, Inc.

$183M

Q2 2025 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$110M+14.5% YoY

Gross Profit

$52M47.2% margin

Operating Income

$7M6.3% margin

Net Income

$5M4.4% margin

EPS (Diluted)

$0.20

QoQ Revenue Growth

+2.7%

Cash Flow

Operating Cash Flow

$54M

Free Cash Flow

$54M

Stock-Based Comp.

$644,000

Balance Sheet

Total Assets

$3.8B

Total Liabilities

$3.5B

Stockholders' Equity

$303M

Cash & Equivalents

$160M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$110M	$96M	+14.5%
Gross Profit	$52M	$51M	+1.4%
Operating Income	$7M	$7M	+4.2%
Net Income	$5M	$5M	+2.7%

CPSS Q2 2025 Earnings — Consumer Portfolio Services, Inc. Revenue & Financial Results | Market Cap Arena