CPSS Q3 2025 Earnings — Consumer Portfolio Services, Inc. Revenue & Financial Results | Market Cap Arena

CPSSConsumer Portfolio Services, Inc.

$183M

Q3 2025 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$108M+7.8% YoY

Gross Profit

$50M46.1% margin

Operating Income

$7M6.5% margin

Net Income

$5M4.5% margin

EPS (Diluted)

$0.20

QoQ Revenue Growth

-1.2%

Cash Flow

Operating Cash Flow

$85M

Free Cash Flow

$85M

Stock-Based Comp.

$501,000

Balance Sheet

Total Assets

$3.8B

Total Liabilities

$3.5B

Stockholders' Equity

$308M

Cash & Equivalents

$152M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$108M	$101M	+7.8%
Gross Profit	$50M	$52M	-2.9%
Operating Income	$7M	$7M	+2.6%
Net Income	$5M	$5M	+1.2%