CPSSConsumer Portfolio Services, Inc.

$183M

Q1 2025 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$107M+16.5% YoY

Gross Profit

$53M49.5% margin

Operating Income

$7M6.4% margin

Net Income

$5M4.4% margin

EPS (Diluted)

$0.19

QoQ Revenue Growth

+1.5%

Cash Flow

Operating Cash Flow

$74M

Free Cash Flow

$73M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$3.7B

Total Liabilities

$3.4B

Stockholders' Equity

$298M

Cash & Equivalents

$30M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$107M	$92M	+16.5%
Gross Profit	$53M	$51M	+3.0%
Operating Income	$7M	$7M	+3.7%
Net Income	$5M	$5M	+2.3%

CPSS Q1 2025 Earnings — Consumer Portfolio Services, Inc. Revenue & Financial Results | Market Cap Arena