COF Q4 2025 Earnings — Capital One Financial Corporation Revenue & Financial Results | Market Cap Arena

COFCapital One Financial Corporation

$116B

Q4 2025 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$19.7B+42.8% YoY

Gross Profit

$11.4B57.6% margin

Operating Income

$2.1B10.6% margin

Net Income

$2.1B10.8% margin

EPS (Diluted)

$4.33

QoQ Revenue Growth

+0.0%

Cash Flow

Operating Cash Flow

$7.8B

Free Cash Flow

$9.0B

Stock-Based Comp.

$200M

Balance Sheet

Total Assets

$669.0B

Total Liabilities

$555.4B

Stockholders' Equity

$113.6B

Cash & Equivalents

$3.0B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$19.7B	$13.8B	+42.8%
Gross Profit	$11.4B	$7.5B	+50.5%
Operating Income	$2.1B	$1.5B	+43.9%
Net Income	$2.1B	$1.1B	+94.6%

Revenue Segments

Interchange Fees, Contracts

$3.2B80%

Other Contract Revenue

$398M10%

Service Charges And Other Customer Fees, Contracts

$384M10%