COF (Capital One Financial Corporation) Stock Financials & Earnings | Market Cap Arena

COF (Capital One Financial Corporation) Stock Financials & Earnings | Market Cap Arena

COFCapital One Financial Corporation

Mkt Cap$116B

Financial Services·Financial - Credit Services·🇺🇸 United States·NYSE

Revenue (TTM)$69.3B

Net Income (TTM)$2.5B

EPS (TTM)$4.03

Free Cash Flow (TTM)$27.7B

Gross Margin47.3%

Op. Margin3.3%

Net Margin3.5%

FCF Margin40.0%

P/S Ratio (TTM)1.7x

P/E Ratio (TTM)47.2x

YoY Rev Growth+28.4%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$11.5B	$6.1B	$1.2B
Q2 23	$12.1B	$6.5B	$1.7B
Q3 23	$12.8B	$7.1B	$2.2B
Q4 23	$13.1B	$6.6B	$932M
Q1 24	$13.1B	$6.7B	$1.6B
Q2 24	$13.2B	$5.6B	$651M
Q3 24	$13.8B	$7.5B	$2.2B
Q4 24	$13.8B	$7.5B	$1.5B
Q1 25	$13.4B	$7.6B	$1.7B
Q2 25	$16.4B	$1.1B	-$5.9B
Q3 25	$19.7B	$12.6B	$4.4B
Q4 25	$19.7B	$11.4B	$2.1B

Revenue Breakdown

Valuation

Quarter	P/S	P/E
Q1 23	2.8x	19.6x
Q2 23	2.6x	21.8x
Q3 23	2.4x	21.4x
Q4 23	2.3x	23.7x
Q1 24	2.3x	22.3x
Q2 24	2.2x	26.5x
Q3 24	2.2x	26.6x
Q4 24	2.1x	24.4x
Q1 25	2.1x	23.8x
Q2 25	2.0x	—
Q3 25	1.8x	81.8x
Q4 25	1.7x	47.2x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 23	$3.0B	$2.8B
Q2 23	$3.4B	$3.1B
Q3 23	$7.1B	$6.9B
Q4 23	$7.1B	$6.8B
Q1 24	$3.0B	$2.8B
Q2 24	$6.2B	$6.0B
Q3 24	$6.5B	$6.1B
Q4 24	$2.4B	$2.1B
Q1 25	$4.7B	$4.3B
Q2 25	$6.1B	$5.7B
Q3 25	$9.2B	$8.8B
Q4 25	$7.8B	$9.0B

Capital Expenditures

CapEx

Quarter	CapEx
Q1 23	$235M
Q2 23	$206M
Q3 23	$259M
Q4 23	$261M
Q1 24	$247M
Q2 24	$289M
Q3 24	$312M
Q4 24	$356M
Q1 25	$348M
Q2 25	$399M
Q3 25	$387M
Q4 25	$1.1B

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 23	+34.0%	+83.6%
Q2 23	+36.9%	+65.5%
Q3 23	+28.1%	+35.6%
Q4 23	+19.4%	+29.0%
Q1 24	+14.1%	+11.7%
Q2 24	+9.7%	+21.8%
Q3 24	+7.7%	+9.3%
Q4 24	+5.2%	+1.2%
Q1 25	+2.4%	+1.5%
Q2 25	+23.9%	+77.4%
Q3 25	+42.9%	+32.4%
Q4 25	+42.8%	+42.7%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 23	$154M	1.3%
Q2 23	$123M	1.0%
Q3 23	$95M	0.7%
Q4 23	$141M	1.1%
Q1 24	$193M	1.5%
Q2 24	$105M	0.8%
Q3 24	$127M	0.9%
Q4 24	$144M	1.0%
Q1 25	$177M	1.3%
Q2 25	$225M	1.4%
Q3 25	$174M	0.9%
Q4 25	$200M	1.0%

OpEx Breakdown

Quarter	G&A	S&M
Q1 23	$2.4B	$897M
Q2 23	$2.3B	$886M
Q3 23	$2.3B	$972M
Q4 23	$2.3B	$1.3B
Q1 24	$2.5B	$1.0B
Q2 24	$2.2B	$1.1B
Q3 24	$2.4B	$1.1B
Q4 24	$2.3B	$1.4B
Q1 25	$2.5B	$1.2B
Q2 25	$3.0B	$1.3B
Q3 25	$3.5B	$1.4B
Q4 25	$3.4B	$1.9B

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$46.5B	$884M	$47.4B
Q2 23	$41.6B	$1.2B	$42.8B
Q3 23	$44.9B	$2.2B	$47.0B
Q4 23	$43.3B	$79.1B	$122.4B
Q1 24	$51.0B	$2.8B	$53.8B
Q2 24	$45.4B	$4.8B	$50.2B
Q3 24	$49.3B	$4.2B	$53.5B
Q4 24	$43.2B	$3.9B	$47.1B
Q1 25	$48.6B	$4.3B	$52.9B
Q2 25	$59.1B	$4.0B	$63.1B
Q3 25	$55.3B	$3.8B	$59.0B
Q4 25	$3.0B	$91.1B	$94.1B

Shares Outstanding

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change
Q1 23	384M	+0.0%
Q2 23	384M	-0.0%
Q3 23	383M	-0.1%
Q4 23	383M	-0.1%
Q1 24	383M	+0.2%
Q2 24	384M	+0.1%
Q3 24	384M	-0.1%
Q4 24	383M	-0.1%
Q1 25	384M	+0.2%
Q2 25	506M	+31.7%
Q3 25	640M	+26.5%
Q4 25	541M	-15.4%

Revenue Per Employee

Revenue / Employee

Year	Revenue/Employee	Employees
FY 14	$519K	46K
FY 15	$551K	45K
FY 16	$582K	47K
FY 17	$608K	49K
FY 18	$670K	48K
FY 19	$651K	52K
FY 20	$609K	52K
FY 21	$631K	51K
FY 22	$686K	56K
FY 23	$952K	52K
FY 24	$1M	53K
FY 25	$908K	76K