COF Q3 2025 Earnings — Capital One Financial Corporation Revenue & Financial Results | Market Cap Arena

COFCapital One Financial Corporation

$116B

Q3 2025 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$19.7B+42.9% YoY

Gross Profit

$12.6B64.1% margin

Operating Income

$4.4B22.2% margin

Net Income

$3.2B16.2% margin

EPS (Diluted)

$4.83

QoQ Revenue Growth

+20.2%

Cash Flow

Operating Cash Flow

$9.2B

Free Cash Flow

$8.8B

Stock-Based Comp.

$174M

Balance Sheet

Total Assets

$661.9B

Total Liabilities

$548.1B

Stockholders' Equity

$113.8B

Cash & Equivalents

$55.3B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$19.7B	$13.8B	+42.9%
Gross Profit	$12.6B	$7.5B	+67.9%
Operating Income	$4.4B	$2.2B	+97.6%
Net Income	$3.2B	$1.8B	+79.7%

Revenue Segments

Interchange Fees, Contracts

$1.8B79%

Service Charges And Other Customer Fees, Contracts

$292M13%

Other Contract Revenue

$179M8%