CIVB Q4 2021 Earnings — Civista Bancshares, Inc. Revenue & Financial Results | Market Cap Arena

CIVBCivista Bancshares, Inc.

$436M

Q4 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$31M-5.4% YoY

Gross Profit

$30M95.5% margin

Operating Income

$13M41.7% margin

Net Income

$11M35.3% margin

EPS (Diluted)

$0.73

QoQ Revenue Growth

-1.7%

Cash Flow

Operating Cash Flow

$6M

Free Cash Flow

$6M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$3.0B

Total Liabilities

$2.7B

Stockholders' Equity

$355M

Cash & Equivalents

$255M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$31M	$33M	-5.4%
Gross Profit	$30M	$28M	+4.5%
Operating Income	$13M	$12M	+8.2%
Net Income	$11M	$10M	+8.0%