CIVB Q3 2021 Earnings — Civista Bancshares, Inc. Revenue & Financial Results | Market Cap Arena

CIVBCivista Bancshares, Inc.

$427M

Q3 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$32M+2.6% YoY

Gross Profit

$30M95.7% margin

Operating Income

$12M36.7% margin

Net Income

$10M30.5% margin

EPS (Diluted)

$0.64

QoQ Revenue Growth

-6.6%

Cash Flow

Operating Cash Flow

$14M

Free Cash Flow

$14M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$3.0B

Total Liabilities

$2.6B

Stockholders' Equity

$348M

Cash & Equivalents

$246M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$32M	$31M	+2.6%
Gross Profit	$30M	$26M	+16.4%
Operating Income	$12M	$9M	+31.7%
Net Income	$10M	$8M	+25.5%