CASS Q4 2022 Earnings — Cass Information Systems, Inc. Revenue & Financial Results | Market Cap Arena

CASSCass Information Systems, Inc.

$584M

Q4 2022 Earnings

Industrials Specialty Business Services

Income Statement

Revenue

$52M+26.0% YoY

Gross Profit

$49M95.1% margin

Operating Income

$11M21.6% margin

Net Income

$9M18.0% margin

EPS (Diluted)

$0.67

QoQ Revenue Growth

+6.3%

Cash Flow

Operating Cash Flow

$11M

Free Cash Flow

$9M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$2.6B

Total Liabilities

$2.4B

Stockholders' Equity

$206M

Cash & Equivalents

$201M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$52M	$41M	+26.0%
Gross Profit	$49M	$40M	+21.8%
Operating Income	$11M	$9M	+29.1%
Net Income	$9M	$8M	+20.6%

Revenue Segments

Information Services

$30M50%

Processing Fees

$19M31%

Financial Fees

$11M19%

Bank Service Fees

$288,0000%