CASS Q3 2022 Earnings — Cass Information Systems, Inc. Revenue & Financial Results | Market Cap Arena

CASSCass Information Systems, Inc.

$584M

Q3 2022 Earnings

Industrials Specialty Business Services

Income Statement

Revenue

$49M+23.5% YoY

Gross Profit

$42M87.4% margin

Operating Income

$11M22.4% margin

Net Income

$9M18.1% margin

EPS (Diluted)

$0.64

QoQ Revenue Growth

+8.8%

Cash Flow

Operating Cash Flow

$10M

Free Cash Flow

$9M

Stock-Based Comp.

$1M

Balance Sheet

Total Assets

$2.6B

Total Liabilities

$2.4B

Stockholders' Equity

$192M

Cash & Equivalents

$347M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$49M	$39M	+23.5%
Gross Profit	$42M	$33M	+29.9%
Operating Income	$11M	$8M	+36.4%
Net Income	$9M	$7M	+29.3%

Revenue Segments

Information Services

$30M50%

Processing Fees

$19M31%

Financial Fees

$11M19%

Bank Service Fees

$289,0000%