CASS (Cass Information Systems, Inc.) Stock Financials & Earnings

CASSCass Information Systems, Inc.

Mkt Cap$584M

Revenue (TTM)$204M

Net Income (TTM)$35M

EPS (TTM)$2.62

Free Cash Flow (TTM)$17M

Gross Margin88.6%

Op. Margin19.0%

Net Margin17.3%

FCF Margin8.4%

P/S Ratio (TTM)2.9x

P/E Ratio (TTM)16.6x

YoY Rev Growth-1.5%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$52M	$47M	$9M
Q2 23	$52M	$46M	$9M
Q3 23	$54M	$47M	$9M
Q4 23	$55M	$48M	$10M
Q1 24	$50M	$43M	$9M
Q2 24	$50M	$42M	$6M
Q3 24	$52M	$43M	$4M
Q4 24	$55M	$47M	$6M
Q1 25	$51M	$44M	$11M
Q2 25	$49M	$41M	$6M
Q3 25	$54M	$46M	$12M
Q4 25	$50M	$50M	$10M

Revenue Breakdown

Valuation

Operating Cash Flow

Capital Expenditures

CapEx

OpEx vs Revenue Growth (YoY)

Stock-Based Compensation

OpEx Breakdown

Quarter

Revenue Segments

Quarter	Bank Service Fees	Financial Fees	Information Services	Processing Fees
Q1 25	$336K	$10M	$26M	$16M
Q3 25	$372K	$10M	$27M	$17M

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$210M	$0	$210M
Q2 23	$270M	$0	$270M
Q3 23	$24M	$385M	$408M
Q4 23	$372M	$0	$372M
Q1 24	$193M	$0	$193M
Q2 24	$224M	$0	$224M
Q3 24	$29M	$201M	$231M
Q4 24	$350M	$0	$350M
Q1 25	$221M	$0	$221M
Q2 25	$218M	$0	$218M
Q3 25	$31M	$717M	$748M
Q4 25	$392M	$771M	$1.2B

Shares Outstanding

Revenue Per Employee

Revenue / Employee