Q2 2024 Earnings

Revenue

$71M+10.2% YoY

Gross Profit

$41M57.2% margin

Operating Income

$15M20.8% margin

Net Income

$12M16.8% margin

EPS (Diluted)

$0.81

QoQ Revenue Growth

+1.9%

Operating Cash Flow

$14M

Free Cash Flow

$13M

Stock-Based Comp.

$920,000

Total Assets

$5.7B

Total Liabilities

$5.2B

Stockholders' Equity

$508M

Cash & Equivalents

$106M

Metric	Current	Year Ago	Change
Revenue	$71M	$65M	+10.2%
Gross Profit	$41M	$41M	-1.4%
Operating Income	$15M	$16M	-4.4%
Net Income	$12M	$12M	-3.2%

Products And Services, Debt Card Income

$3M34%

Products And Services, Deposit Accounts Service Charges

$2M24%

Products And Services, Fiduciary Services Income

$2M21%

Products And Services, Brokerage and Insurance Commissions

$1M16%

Products And Services, Other Income

$435,0005%