Q1 2024 Earnings

Revenue

$70M+17.8% YoY

Gross Profit

$42M60.5% margin

Operating Income

$16M23.3% margin

Net Income

$13M18.9% margin

EPS (Diluted)

$0.91

QoQ Revenue Growth

+8.9%

Operating Cash Flow

$18M

Free Cash Flow

$17M

Stock-Based Comp.

$782,000

Total Assets

$5.8B

Total Liabilities

$5.3B

Stockholders' Equity

$502M

Cash & Equivalents

$177M

Metric	Current	Year Ago	Change
Revenue	$70M	$60M	+17.8%
Gross Profit	$42M	$41M	+3.6%
Operating Income	$16M	$16M	+2.2%
Net Income	$13M	$13M	+4.3%

Products And Services, Debt Card Income

$3M34%

Products And Services, Deposit Accounts Service Charges

$2M24%

Products And Services, Fiduciary Services Income

$2M21%

Products And Services, Brokerage and Insurance Commissions

$1M15%

Products And Services, Other Income

$428,0005%