CAC (Camden National Corporation) Stock Financials & Earnings | Market Cap Arena

CAC (Camden National Corporation) Stock Financials & Earnings | Market Cap Arena

CACCamden National Corporation

Mkt Cap$784M

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Revenue (TTM)$367M

Net Income (TTM)$65M

EPS (TTM)$3.84

Free Cash Flow (TTM)$17M

Gross Margin62.8%

Op. Margin22.2%

Net Margin17.7%

FCF Margin4.5%

P/S Ratio (TTM)2.1x

P/E Ratio (TTM)12.0x

YoY Rev Growth+26.8%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$60M	$41M	$16M
Q2 23	$65M	$41M	$16M
Q3 23	$61M	$37M	$12M
Q4 23	$64M	$37M	$10M
Q1 24	$70M	$42M	$16M
Q2 24	$71M	$41M	$15M
Q3 24	$74M	$43M	$16M
Q4 24	$74M	$45M	$18M
Q1 25	$88M	$49M	$6M
Q2 25	$91M	$54M	$18M
Q3 25	$93M	$60M	$26M
Q4 25	$96M	$68M	$31M

Revenue Breakdown

Valuation

Quarter	P/S	P/E
Q1 23	3.5x	13.7x
Q2 23	3.3x	14.3x
Q3 23	3.2x	15.6x
Q4 23	3.1x	18.1x
Q1 24	3.0x	17.8x
Q2 24	2.9x	18.0x
Q3 24	2.8x	16.7x
Q4 24	2.7x	14.8x
Q1 25	2.5x	16.7x
Q2 25	2.4x	15.9x
Q3 25	2.3x	13.7x
Q4 25	2.1x	12.0x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 23	$15M	$14M
Q2 23	$17M	$17M
Q3 23	$47M	$46M
Q4 23	-$11M	-$12M
Q1 24	$18M	$17M
Q2 24	$14M	$13M
Q3 24	-$15M	-$16M
Q4 24	$43M	$41M
Q1 25	$1M	-$727K
Q2 25	$6M	$5M
Q3 25	$36M	$35M
Q4 25	-$18M	-$23M

Capital Expenditures

CapEx

Quarter	CapEx
Q1 23	$495K
Q2 23	$539K
Q3 23	$696K
Q4 23	$892K
Q1 24	$545K
Q2 24	$1M
Q3 24	$2M
Q4 24	$2M
Q1 25	$2M
Q2 25	$1M
Q3 25	$689K
Q4 25	$5M

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 23	+25.1%	+64.0%
Q2 23	+29.7%	+57.9%
Q3 23	+15.2%	+39.5%
Q4 23	+10.9%	+39.6%
Q1 24	+17.8%	+23.5%
Q2 24	+10.2%	+14.7%
Q3 24	+20.1%	+17.2%
Q4 24	+15.3%	+3.2%
Q1 25	+25.3%	+51.9%
Q2 25	+26.8%	+28.7%
Q3 25	+25.5%	+14.2%
Q4 25	+29.4%	+16.2%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 23	$459K	0.8%
Q2 23	$948K	1.5%
Q3 23	$543K	0.9%
Q4 23	$843K	1.3%
Q1 24	$782K	1.1%
Q2 24	$920K	1.3%
Q3 24	$623K	0.8%
Q4 24	$577K	0.8%
Q1 25	$827K	0.9%
Q2 25	$1M	1.3%
Q3 25	$790K	0.9%
Q4 25	-$3M	-2.9%

OpEx Breakdown

Quarter	G&A
Q1 23	$15M
Q2 23	$15M
Q3 23	$15M
Q4 23	$15M
Q1 24	$16M
Q2 24	$16M
Q3 24	$17M
Q4 24	$16M
Q1 25	$20M
Q2 25	$19M
Q3 25	$20M
Q4 25	$999K

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$76M	$615M	$691M
Q2 23	$94M	$588M	$683M
Q3 23	$212M	$531M	$742M
Q4 23	$100M	$626M	$726M
Q1 24	$177M	$577M	$754M
Q2 24	$106M	$555M	$661M
Q3 24	$140M	$578M	$718M
Q4 24	$215M	$578M	$793M
Q1 25	$219M	$820M	$1.0B
Q2 25	$114M	$839M	$953M
Q3 25	$99M	$890M	$989M
Q4 25	$97M	$930M	$1.0B

Shares Outstanding

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change
Q1 23	15M	+0.3%
Q2 23	15M	-0.2%
Q3 23	15M	-0.0%
Q4 23	15M	+0.1%
Q1 24	15M	+0.1%
Q2 24	15M	+0.1%
Q3 24	15M	-0.8%
Q4 24	15M	+1.0%
Q1 25	17M	+16.2%
Q2 25	17M	+0.0%
Q3 25	17M	+0.0%
Q4 25	17M	-0.4%

Revenue Per Employee

Revenue / Employee

Year	Revenue/Employee	Employees
FY 14	$236K	471
FY 15	$191K	652
FY 16	$262K	631
FY 17	$270K	636
FY 18	$294K	634
FY 19	$324K	639
FY 20	$335K	609
FY 21	$311K	623
FY 22	$332K	630
FY 23	$397K	630
FY 24	$460K	630
FY 25	$4M	100