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AROW Q4 2025 Earnings — Arrow Financial Corporation Revenue & Financial Results | Market Cap Arena
AROW
Arrow Financial Corporation
$546M
Q4 2025 Earnings
Financial Services
Banks - Regional
Income Statement
Revenue
$63M
+14.1% YoY
Gross Profit
$43M
67.7% margin
Operating Income
$17M
26.7% margin
Net Income
$14M
22.3% margin
EPS (Diluted)
$0.85
QoQ Revenue Growth
+0.9%
Cash Flow
Operating Cash Flow
$26M
Free Cash Flow
$22M
Stock-Based Comp.
$519,000
Balance Sheet
Total Assets
$4.4B
Total Liabilities
$4.0B
Stockholders' Equity
$432M
Cash & Equivalents
$29M
Year-over-Year Comparison
Metric
Current
Year Ago
Change
Revenue
$63M
$55M
+14.1%
Gross Profit
$43M
$31M
+37.0%
Operating Income
$17M
$5M
+221.0%
Net Income
$14M
$4M
+213.5%
Revenue Segments
Deposit Account
$3M
51%
Fiduciary and Trust
$3M
49%
← FY 2025
All Quarters