AROW Q3 2025 Earnings — Arrow Financial Corporation Revenue & Financial Results | Market Cap Arena

AROWArrow Financial Corporation

$546M

Q3 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$62M+8.2% YoY

Gross Profit

$42M67.5% margin

Operating Income

$17M26.6% margin

Net Income

$13M20.6% margin

EPS (Diluted)

$0.78

QoQ Revenue Growth

+5.3%

Cash Flow

Operating Cash Flow

$15M

Free Cash Flow

$14M

Stock-Based Comp.

$228,000

Balance Sheet

Total Assets

$4.6B

Total Liabilities

$4.2B

Stockholders' Equity

$418M

Cash & Equivalents

$397M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$62M	$58M	+8.2%
Gross Profit	$42M	$36M	+17.9%
Operating Income	$17M	$12M	+43.9%
Net Income	$13M	$9M	+42.9%

Revenue Segments

Deposit Account

$3M52%

Fiduciary and Trust

$3M48%