AROW FY 2025 Earnings — Arrow Financial Corporation Revenue & Financial Results | Market Cap Arena

AROWArrow Financial Corporation

$546M

FY 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$243M+8.7% YoY

Gross Profit

$158M65.3% margin

Operating Income

$55M22.8% margin

Net Income

$44M18.1% margin

EPS (Diluted)

$2.65

Cash Flow

Operating Cash Flow

$2M

Free Cash Flow

$2M

Stock-Based Comp.

$683,000

Balance Sheet

Total Assets

$4.4B

Total Liabilities

$4.0B

Stockholders' Equity

$432M

Cash & Equivalents

$29M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$243M	$223M	+8.7%
Gross Profit	$158M	$135M	+17.6%
Operating Income	$55M	$37M	+48.3%
Net Income	$44M	$30M	+47.9%