AROW Q2 2025 Earnings — Arrow Financial Corporation Revenue & Financial Results | Market Cap Arena

AROWArrow Financial Corporation

$546M

Q2 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$59M+6.0% YoY

Gross Profit

$40M66.8% margin

Operating Income

$14M23.5% margin

Net Income

$11M18.3% margin

EPS (Diluted)

$0.65

QoQ Revenue Growth

+1.7%

Cash Flow

Operating Cash Flow

$10M

Free Cash Flow

$8M

Stock-Based Comp.

$416,000

Balance Sheet

Total Assets

$4.4B

Total Liabilities

$4.0B

Stockholders' Equity

$409M

Cash & Equivalents

$268M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$59M	$56M	+6.0%
Gross Profit	$40M	$34M	+15.5%
Operating Income	$14M	$11M	+27.3%
Net Income	$11M	$9M	+25.6%

Revenue Segments

Deposit Account

$3M54%

Fiduciary and Trust

$2M46%