AROW Q1 2025 Earnings — Arrow Financial Corporation Revenue & Financial Results | Market Cap Arena

AROWArrow Financial Corporation

$546M

Q1 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$58M+6.7% YoY

Gross Profit

$34M58.7% margin

Operating Income

$8M14.0% margin

Net Income

$6M10.8% margin

EPS (Diluted)

$0.38

QoQ Revenue Growth

+5.6%

Cash Flow

Operating Cash Flow

$10M

Free Cash Flow

$9M

Stock-Based Comp.

$257,000

Balance Sheet

Total Assets

$4.4B

Total Liabilities

$4.0B

Stockholders' Equity

$404M

Cash & Equivalents

$301M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$58M	$55M	+6.7%
Gross Profit	$34M	$34M	+1.4%
Operating Income	$8M	$10M	-16.0%
Net Income	$6M	$8M	-17.6%

Revenue Segments

Deposit Account

$3M51%

Fiduciary and Trust

$3M49%