AROW FY 2018 Earnings — Arrow Financial Corporation Revenue & Financial Results | Market Cap Arena

AROWArrow Financial Corporation

$530M

FY 2018 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$125M+11.7% YoY

Gross Profit

$110M88.0% margin

Operating Income

$45M36.1% margin

Net Income

$36M28.9% margin

EPS (Diluted)

$2.22

Cash Flow

Operating Cash Flow

$42M

Free Cash Flow

$37M

Stock-Based Comp.

$735,000

Balance Sheet

Total Assets

$3.0B

Total Liabilities

$2.7B

Stockholders' Equity

$270M

Cash & Equivalents

$84M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$125M	$112M	+11.7%
Gross Profit	$110M	$103M	+7.6%
Operating Income	$45M	$40M	+13.7%
Net Income	$36M	$29M	+23.7%