AROW Q1 2019 Earnings — Arrow Financial Corporation Revenue & Financial Results | Market Cap Arena

AROWArrow Financial Corporation

$530M

Q1 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$33M+12.9% YoY

Gross Profit

$28M83.2% margin

Operating Income

$11M32.9% margin

Net Income

$9M26.4% margin

EPS (Diluted)

$0.53

QoQ Revenue Growth

+0.9%

Cash Flow

Operating Cash Flow

$11M

Free Cash Flow

$9M

Stock-Based Comp.

$95,000

Balance Sheet

Total Assets

$3.0B

Total Liabilities

$2.7B

Stockholders' Equity

$277M

Cash & Equivalents

$61M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$33M	$29M	+12.9%
Gross Profit	$28M	$27M	+3.7%
Operating Income	$11M	$11M	+2.8%
Net Income	$9M	$9M	+2.4%

Revenue Segments

Deposit Account

$2M53%

Fiduciary and Trust

$2M47%