AROW Q4 2018 Earnings — Arrow Financial Corporation Revenue & Financial Results | Market Cap Arena

AROWArrow Financial Corporation

$530M

Q4 2018 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$33M+13.5% YoY

Gross Profit

$28M84.8% margin

Operating Income

$11M33.3% margin

Net Income

$9M26.7% margin

EPS (Diluted)

$0.54

QoQ Revenue Growth

+3.0%

Cash Flow

Operating Cash Flow

$8M

Free Cash Flow

$6M

Stock-Based Comp.

$365,000

Balance Sheet

Total Assets

$3.0B

Total Liabilities

$2.7B

Stockholders' Equity

$270M

Cash & Equivalents

$84M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$33M	$29M	+13.5%
Gross Profit	$28M	$26M	+7.3%
Operating Income	$11M	$10M	+10.8%
Net Income	$9M	$8M	+8.5%