WUThe Western Union Company

$3B

Q2 2024 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$1.1B-8.9% YoY

Gross Profit

$403M37.7% margin

Operating Income

$191M17.9% margin

Net Income

$141M13.2% margin

EPS (Diluted)

$0.42

QoQ Revenue Growth

+1.6%

Cash Flow

Operating Cash Flow

-$34M

Free Cash Flow

-$63M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$8.0B

Total Liabilities

$7.5B

Stockholders' Equity

$441M

Cash & Equivalents

$1.5B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$1.1B	$1.2B	-8.9%
Gross Profit	$403M	$471M	-14.6%
Operating Income	$191M	$243M	-21.4%
Net Income	$141M	$176M	-20.0%

Revenue Segments

Consumer Money Transfers

$965M90%

Consumer Services

$101M10%

Geographic Segments

North America Member

$414M41%

Europe And Cis

$251M25%

Middle East Africa And South Asia

$169M17%

Latin America And Caribbean

$138M14%

Asia Pacific

$50M5%

WU Q2 2024 Earnings — The Western Union Company Revenue & Financial Results | Market Cap Arena