WU (The Western Union Company) Stock Financials & Earnings

WUThe Western Union Company

Mkt Cap$3B

Revenue (TTM)$4.0B

Net Income (TTM)$500M

EPS (TTM)$1.52

Free Cash Flow (TTM)$393M

Gross Margin34.9%

Op. Margin19.0%

Net Margin12.3%

FCF Margin9.7%

P/S Ratio (TTM)0.7x

P/E Ratio (TTM)6.1x

YoY Rev Growth-3.8%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$1.0B	$407M	$205M
Q2 23	$1.2B	$471M	$243M
Q3 23	$1.1B	$411M	$211M
Q4 23	$1.1B	$396M	$159M
Q1 24	$1.0B	$408M	$192M
Q2 24	$1.1B	$403M	$191M
Q3 24	$1.0B	$382M	$165M
Q4 24	$1.1B	$397M	$178M
Q1 25	$984M	$364M	$177M
Q2 25	$1.0B	$383M	$193M
Q3 25	$1.0B	$389M	$202M
Q4 25	$1.0B	$277M	$197M

Revenue Breakdown

Valuation

Operating Cash Flow

Capital Expenditures

CapEx

OpEx vs Revenue Growth (YoY)

Stock-Based Compensation

OpEx Breakdown

Revenue Segments

Quarter	Consumer Money Transfers	Foreign Exchange And Payment Services	Other Services	Consumer Services
Q1 23	$938M	$15M	$83M	—
Q2 23	$1.1B	$14M	$84M	—
Q3 23	$1.0B	$30M	$79M	—
Q1 24	$962M	—	—	$87M
Q2 24	$965M	—	—	$101M
Q3 24	$932M	—	—	$104M
Q1 25	$873M	—	—	$111M
Q2 25	$885M	—	—	$141M
Q3 25	$878M	—	—	$155M
Q4 25	$872M	—	—	$137M

Revenue by Geography

Quarter	East Asia And Oceania	Europe And Cis	Latin America And Caribbean	Middle East Africa And South Asia	North America Member	Other Revenues	Asia Pacific
Q1 23	$55M	$246M	$128M	$169M	$381M	$58M	—
Q2 23	$55M	$257M	$127M	$265M	$406M	$60M	—
Q3 23	$52M	$241M	$132M	$225M	$403M	—	—
Q4 23	$53M	$239M	$135M	$171M	$418M	—	—
Q2 24	—	$251M	$138M	$169M	$414M	—	$50M
Q3 24	—	$256M	$139M	$151M	$395M	—	$52M
Q4 24	—	$258M	$150M	$153M	$406M	—	$51M
Q1 25	—	$240M	$140M	$145M	$366M	—	$47M

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$1.2B	$0	$1.2B
Q2 23	$1.6B	$0	$1.6B
Q3 23	$1.1B	$0	$1.1B
Q4 23	$1.3B	$0	$1.3B
Q1 24	$1.5B	$1.4B	$2.9B
Q2 24	$1.5B	$1.4B	$2.9B
Q3 24	$1.4B	$1.5B	$2.9B
Q4 24	$2.1B	$1.3B	$3.4B
Q1 25	$1.4B	$1.4B	$2.9B
Q2 25	$1.4B	$1.5B	$2.9B
Q3 25	$1.4B	$1.4B	$2.8B
Q4 25	$1.2B	$0	$1.2B

Shares Outstanding

Revenue Per Employee

Revenue / Employee