WUThe Western Union Company

$3B

Q2 2023 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$1.2B+2.8% YoY

Gross Profit

$471M40.3% margin

Operating Income

$243M20.7% margin

Net Income

$176M15.1% margin

EPS (Diluted)

$0.47

QoQ Revenue Growth

+12.8%

Cash Flow

Operating Cash Flow

$127M

Free Cash Flow

$94M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$8.5B

Total Liabilities

$7.9B

Stockholders' Equity

$627M

Cash & Equivalents

$1.6B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$1.2B	$1.1B	+2.8%
Gross Profit	$471M	$485M	-2.9%
Operating Income	$243M	$264M	-8.1%
Net Income	$176M	$194M	-9.2%

Revenue Segments

Consumer Money Transfers

$1.1B92%

Other Services

$84M7%

Foreign Exchange And Payment Services

$14M1%

Geographic Segments

North America Member

$406M35%

Middle East Africa And South Asia

$265M23%

Europe And Cis

$257M22%

Latin America And Caribbean

$127M11%

Other Revenues

$60M5%

East Asia And Oceania

$55M5%

WU Q2 2023 Earnings — The Western Union Company Revenue & Financial Results | Market Cap Arena