USB Q4 2022 Earnings — U.S. Bancorp Revenue & Financial Results | Market Cap Arena

USBU.S. Bancorp

$81B

Q4 2022 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$8.0B+36.1% YoY

Gross Profit

$5.1B64.2% margin

Operating Income

$1.1B13.7% margin

Net Income

$925M11.5% margin

EPS (Diluted)

$0.57

QoQ Revenue Growth

+11.4%

Cash Flow

Operating Cash Flow

$6.9B

Free Cash Flow

$6.9B

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$674.8B

Total Liabilities

$623.6B

Stockholders' Equity

$50.8B

Cash & Equivalents

$53.5B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$8.0B	$5.9B	+36.1%
Gross Profit	$5.1B	$5.7B	-9.3%
Operating Income	$1.1B	$2.1B	-48.5%
Net Income	$925M	$1.7B	-44.7%

Revenue Segments

Consumer And Small Business Banking

$2.4B38%

Payment Services

$1.6B25%

Corporate and Other

$1.3B19%

Wealth Management And Investment Services

$1.2B18%