USB (U.S. Bancorp) Stock Financials & Earnings | Market Cap Arena

USB (U.S. Bancorp) Stock Financials & Earnings | Market Cap Arena

USBU.S. Bancorp

Mkt Cap$81B

Financial Services·Banks - Regional·🇺🇸 United States·NYSE

Revenue (TTM)$42.9B

Net Income (TTM)$7.6B

EPS (TTM)$4.61

Free Cash Flow (TTM)$5.1B

Gross Margin62.8%

Op. Margin22.2%

Net Margin17.7%

FCF Margin12.0%

P/S Ratio (TTM)1.9x

P/E Ratio (TTM)10.7x

YoY Rev Growth+0.3%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$9.5B	$6.7B	$2.2B
Q2 23	$10.3B	$6.3B	$1.8B
Q3 23	$10.5B	$6.5B	$2.0B
Q4 23	$10.4B	$6.2B	$1.0B
Q1 24	$10.5B	$6.1B	$1.7B
Q2 24	$10.8B	$6.3B	$2.1B
Q3 24	$10.8B	$6.3B	$2.1B
Q4 24	$10.7B	$6.4B	$2.1B
Q1 25	$10.4B	$6.4B	$2.2B
Q2 25	$10.5B	$6.5B	$2.3B
Q3 25	$11.0B	$6.7B	$2.5B
Q4 25	$11.0B	$7.3B	$2.5B

Revenue Breakdown

Valuation

Quarter	P/S	P/E
Q1 23	2.6x	13.6x
Q2 23	2.3x	14.0x
Q3 23	2.1x	14.8x
Q4 23	2.0x	15.0x
Q1 24	2.0x	16.1x
Q2 24	1.9x	15.4x
Q3 24	1.9x	14.8x
Q4 24	1.9x	12.9x
Q1 25	1.9x	12.2x
Q2 25	1.9x	11.8x
Q3 25	1.9x	11.3x
Q4 25	1.9x	10.7x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 23	$842M	$842M
Q2 23	$3.3B	$3.3B
Q3 23	$3.9B	$3.9B
Q4 23	$416M	$416M
Q1 24	$2.7B	$2.7B
Q2 24	$2.9B	$2.9B
Q3 24	$972M	$972M
Q4 24	$4.8B	$4.8B
Q1 25	-$285M	-$285M
Q2 25	$2.0B	$2.0B
Q3 25	$3.4B	$3.4B
Q4 25	$0	$0

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 23	+62.9%	+89.5%
Q2 23	+60.9%	+92.1%
Q3 23	+46.1%	+74.8%
Q4 23	+29.5%	+35.7%
Q1 24	+10.5%	+20.2%
Q2 24	+5.3%	+2.9%
Q3 24	+2.5%	+1.7%
Q4 24	+2.7%	-8.8%
Q1 25	-1.1%	-6.8%
Q2 25	-2.5%	-5.8%
Q3 25	+2.0%	-2.7%
Q4 25	+2.9%	-1.3%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 23	$0	0.0%
Q2 23	$0	0.0%
Q3 23	$0	0.0%
Q4 23	$0	0.0%
Q1 24	$0	0.0%
Q2 24	$0	0.0%
Q3 24	$0	0.0%
Q4 24	$0	0.0%
Q1 25	$0	0.0%
Q2 25	$0	0.0%
Q3 25	$0	0.0%
Q4 25	$0	0.0%

OpEx Breakdown

Quarter	G&A	S&M
Q1 23	$2.6B	$122M
Q2 23	$2.6B	$122M
Q3 23	$2.6B	$176M
Q4 23	$2.5B	$306M
Q1 24	$2.7B	$136M
Q2 24	$2.6B	$158M
Q3 24	$2.6B	$165M
Q4 24	$2.6B	$160M
Q1 25	$2.6B	$182M
Q2 25	$2.6B	$161M
Q3 25	$2.6B	$175M
Q4 25	$4.0B	$187M

Revenue Segments

Quarter

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$67.2B	$64.9B	$132.1B
Q2 23	$70.6B	$69.0B	$139.6B
Q3 23	$64.4B	$67.0B	$131.3B
Q4 23	$61.2B	$69.4B	$130.6B
Q1 24	$77.0B	$72.2B	$149.1B
Q2 24	$65.8B	$80.2B	$146.0B
Q3 24	$73.6B	$82.1B	$155.7B
Q4 24	$56.5B	$86.4B	$142.9B
Q1 25	$50.0B	$86.3B	$136.4B
Q2 25	$57.8B	$90.3B	$148.1B
Q3 25	$66.6B	$89.0B	$155.7B
Q4 25	$46.9B	$0	$46.9B

Shares Outstanding

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change
Q1 23	1.53B	+2.1%
Q2 23	1.53B	+0.1%
Q3 23	1.55B	+1.0%
Q4 23	1.56B	+0.6%
Q1 24	1.56B	+0.1%
Q2 24	1.56B	+0.1%
Q3 24	1.56B	+0.0%
Q4 24	1.56B	-0.1%
Q1 25	1.56B	+0.0%
Q2 25	1.56B	-0.1%
Q3 25	1.56B	-0.1%
Q4 25	1.56B	-0.1%

Revenue Per Employee

Revenue / Employee

Year	Revenue/Employee	Employees
FY 14	$320K	67K
FY 15	$324K	65K
FY 16	$315K	71K
FY 17	$327K	72K
FY 18	$351K	73K
FY 19	$392K	70K
FY 20	$371K	68K
FY 21	$345K	69K
FY 22	$350K	78K
FY 23	$538K	75K
FY 24	$608K	70K
FY 25	$626K	69K