USB Q4 2019 Earnings — U.S. Bancorp Revenue & Financial Results | Market Cap Arena

USBU.S. Bancorp

$80B

Q4 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$6.7B+3.4% YoY

Gross Profit

$5.2B78.4% margin

Operating Income

$1.8B27.6% margin

Net Income

$1.5B22.2% margin

EPS (Diluted)

$0.90

QoQ Revenue Growth

-5.1%

Cash Flow

Operating Cash Flow

-$62M

Free Cash Flow

-$62M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$495.4B

Total Liabilities

$442.9B

Stockholders' Equity

$51.9B

Cash & Equivalents

$22.4B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$6.7B	$6.5B	+3.4%
Gross Profit	$5.2B	$5.1B	+3.0%
Operating Income	$1.8B	$2.2B	-14.2%
Net Income	$1.5B	$1.9B	-19.9%

Revenue Segments

Payment Services

$1.6B68%

Wealth Management And Investment Services

$748M32%