UNTY Q4 2021 Earnings — Unity Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

UNTYUnity Bancorp, Inc.

$509M

Q4 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$25M+3.6% YoY

Gross Profit

$24M95.5% margin

Operating Income

$13M53.3% margin

Net Income

$10M39.6% margin

EPS (Diluted)

$0.92

QoQ Revenue Growth

+4.6%

Cash Flow

Operating Cash Flow

$3M

Free Cash Flow

$3M

Stock-Based Comp.

$428,000

Balance Sheet

Total Assets

$2.0B

Total Liabilities

$1.8B

Stockholders' Equity

$206M

Cash & Equivalents

$245M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$25M	$24M	+3.6%
Gross Profit	$24M	$20M	+18.7%
Operating Income	$13M	$10M	+33.1%
Net Income	$10M	$7M	+32.7%

Revenue Segments

Service and loan fee income

$820,00075%

Branch fee income

$272,00025%