UNTY (Unity Bancorp, Inc.) Stock Financials & Earnings | Market Cap Arena

UNTY (Unity Bancorp, Inc.) Stock Financials & Earnings | Market Cap Arena

UNTYUnity Bancorp, Inc.

Mkt Cap$509M

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Revenue (TTM)$206M

Net Income (TTM)$58M

EPS (TTM)$5.67

Free Cash Flow (TTM)$43M

Gross Margin63.1%

Op. Margin37.2%

Net Margin28.1%

FCF Margin21.1%

P/S Ratio (TTM)2.5x

P/E Ratio (TTM)8.8x

YoY Rev Growth+26.0%

Employees—

Earnings Reports

Next: Q1 2026 · Apr 10

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$35M	$25M	$14M
Q2 23	$37M	$25M	$13M
Q3 23	$39M	$25M	$13M
Q4 23	$40M	$24M	$13M
Q1 24	$40M	$25M	$13M
Q2 24	$40M	$24M	$13M
Q3 24	$42M	$26M	$15M
Q4 24	$42M	$27M	$14M
Q1 25	$43M	$28M	$15M
Q2 25	$50M	$34M	$22M
Q3 25	$63M	$32M	$20M
Q4 25	$50M	$35M	$20M

Revenue Breakdown

Valuation

Quarter	P/S	P/E
Q1 23	4.3x	12.8x
Q2 23	3.9x	12.8x
Q3 23	3.6x	12.8x
Q4 23	3.4x	12.8x
Q1 24	3.3x	13.1x
Q2 24	3.2x	13.1x
Q3 24	3.2x	12.8x
Q4 24	3.1x	12.3x
Q1 25	3.1x	11.7x
Q2 25	2.9x	10.1x
Q3 25	2.6x	9.4x
Q4 25	2.5x	8.8x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 23	$14M	$14M
Q2 23	-$5M	-$5M
Q3 23	$13M	$13M
Q4 23	$25M	$25M
Q1 24	$16M	$16M
Q2 24	-$8M	-$9M
Q3 24	$18M	$18M
Q4 24	$23M	$23M
Q1 25	$18M	$18M
Q2 25	-$25M	-$26M
Q3 25	$46M	$45M
Q4 25	$7M	$6M

Capital Expenditures

CapEx

Quarter	CapEx
Q1 23	$195K
Q2 23	$385K
Q3 23	$214K
Q4 23	$161K
Q1 24	$78K
Q2 24	$137K
Q3 24	$139K
Q4 24	$339K
Q1 25	$279K
Q2 25	$187K
Q3 25	$214K
Q4 25	$745K

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 23	+49.3%	+84.9%
Q2 23	+44.9%	+84.1%
Q3 23	+42.8%	+85.2%
Q4 23	+24.3%	+45.3%
Q1 24	+14.6%	+29.2%
Q2 24	+6.1%	+11.7%
Q3 24	+8.5%	+7.0%
Q4 24	+5.2%	+2.3%
Q1 25	+8.2%	+2.3%
Q2 25	+26.5%	+5.7%
Q3 25	+49.7%	+56.6%
Q4 25	+18.5%	+9.3%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 23	$417K	1.2%
Q2 23	$423K	1.1%
Q3 23	$429K	1.1%
Q4 23	$482K	1.2%
Q1 24	$476K	1.2%
Q2 24	$450K	1.1%
Q3 24	$455K	1.1%
Q4 24	$442K	1.1%
Q1 25	$493K	1.1%
Q2 25	$536K	1.1%
Q3 25	$536K	0.9%
Q4 25	$527K	1.1%

OpEx Breakdown

Quarter	G&A	S&M
Q1 23	$8M	$260K
Q2 23	$8M	$443K
Q3 23	$8M	$405K
Q4 23	$8M	$328K
Q1 24	$8M	$400K
Q2 24	$8M	$397K
Q3 24	$8M	$465K
Q4 24	$8M	$348K
Q1 25	$9M	$391K
Q2 25	$9M	$456K
Q3 25	$12M	$455K
Q4 25	$12M	$379K

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$127M	$94M	$221M
Q2 23	$151M	$93M	$244M
Q3 23	$161M	$92M	$254M
Q4 23	$195M	$92M	$287M
Q1 24	$183M	$95M	$278M
Q2 24	$197M	$99M	$296M
Q3 24	$195M	$98M	$292M
Q4 24	$180M	$16M	$196M
Q1 25	$212M	$90M	$302M
Q2 25	$294M	$12M	$306M
Q3 25	$203M	$82M	$286M
Q4 25	$217M	$124M	$341M

Shares Outstanding

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change
Q1 23	11M	-0.5%
Q2 23	10M	-4.5%
Q3 23	10M	+0.5%
Q4 23	10M	-0.5%
Q1 24	10M	+0.7%
Q2 24	10M	-1.2%
Q3 24	10M	-0.0%
Q4 24	10M	+0.6%
Q1 25	10M	+0.4%
Q2 25	10M	-0.3%
Q3 25	10M	+0.2%
Q4 25	10M	-0.4%

Revenue Per Employee

Revenue / Employee

Year	Revenue/Employee	Employees
FY 14	$286K	154
FY 15	$329K	150
FY 16	$314K	175
FY 17	$333K	189
FY 18	$398K	192
FY 19	$427K	197
FY 20	$451K	202
FY 21	$460K	208
FY 22	$483K	224
FY 23	$664K	227
FY 24	$741K	220
FY 25	$856K	220