TWFGTWFG, Inc. Common Stock

$306M

Q4 2024 Earnings

Financial Services Insurance - Brokers

Income Statement

Revenue

$46M+21.6% YoY

Gross Profit

$10M21.3% margin

Operating Income

$5M10.6% margin

Net Income

$2M3.4% margin

EPS (Diluted)

$0.11

QoQ Revenue Growth

-9.1%

Cash Flow

Operating Cash Flow

$12M

Free Cash Flow

$8M

Stock-Based Comp.

$1M

Balance Sheet

Total Assets

$323M

Total Liabilities

$48M

Stockholders' Equity

$74M

Cash & Equivalents

$196M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$46M	$38M	+21.6%
Gross Profit	$10M	$4M	+170.0%
Operating Income	$5M	$1M	+390.6%
Net Income	$2M	-$17M	+109.5%

Revenue Segments

Commission Income

$135M94%

Fee Income

$8M5%

License

$1M1%

TWFG Q4 2024 Earnings — TWFG, Inc. Common Stock Revenue & Financial Results | Market Cap Arena